Services
Short Term Unsecured Funding for MSME’s
Business Line of Credit
Short-Term Business Loans
Short-term business loans are designed to be repaid over a short period, typically ranging from a few months to a couple of years. These loans provide MSMEs with lump-sum funding to address immediate financing needs such as purchasing inventory, covering payroll, or managing seasonal fluctuations.
Vendor Cash Discounting
Vendor cash discounting provide SMEs with a lump sum of cash in exchange for a percentage of their future credit card sales. Repayments are made automatically through daily or weekly deductions from credit card transactions, making it a convenient option for businesses with fluctuating revenue.
Peer-to-Peer Lending
Peer-to-peer lending platforms connect MSMEs with individual investors willing to lend money in exchange for returns. These online platforms provide an alternative source of unsecured funding for businesses that may not qualify for traditional bank loans.
Revenue-Based Financing
Revenue Based financing enables MSME’s to receive a funds based on their past performance this includes studying the balance-sheet, profits & loss statements etc, which helps in boosting thier future growth.
Short-term unsecured funding options offer SMEs the flexibility and liquidity they need to manage their day-to-day operations and seize growth opportunities without pledging collateral. However, SMEs should carefully evaluate the terms and costs associated with each funding option to ensure they align with their business needs and financial goals.
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